Además, el monto de la cobertura, o beneficio por fallecimiento, es un factor crítico al elegir una póliza de seguro de vida. Esta cantidad debería ser suficiente para cubrir deudas pendientes, gastos funerarios y brindar apoyo financiero a los dependientes. Calcular un beneficio por fallecimiento apropiado implica considerar las obligaciones financieras actuales y futuras, incluidos los pagos de la hipoteca, los costos de educación y los gastos de manutención.
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