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Best moving Service by Interm Packers and Movers Hadapsar Pu

Do credit cards add money to Paytm Wallet? So definitely read this news, learn new rules


While buying milk from the shop near the house, while paying the electricity bill or to recharge the metro, you use Paytm. Due to the tremendous spread across the country, it has emerged as one of the most accepted payment options. This is the reason why you too make small and big transactions by adding money to Paytm with your credit card.

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With this you do not have to carry more cash, there is also no hassle of holidays. However, this is important news for those who add money to Paytm Wallet with a credit card. The payment provider company has decided to charge a fee of 1.75 percent and GST for adding more than Rs 10,000 to a credit card in a month. The new rule will be effective from December 30, 2019.

According to the information given on the website if a person adds a credit card up to Rs 10,000 in a calendar month, then there is no need to pay any kind of fee. However, if he has to add more than Rs 10,000 he will have to pay this fee.


First case

If you add Rs 12,000 to a wallet in a calendar month with a credit card, then the entire Rs 12,000 will be charged. This means that you will have to pay an extra Rs 240. In this way, Rs 12,240 will be deducted from your credit card but only Rs 12,000 will be seen in the wallet. After this, you will also have to pay a fee on other transactions.


Second case

If you have done many transactions but the total amount is less than Rs 10,000 then you will not have to pay any fee. For example, if you add Rs 1,000 first and then add Rs 2,000, then there is no charge. Now here, if you have to add Rs 7,000 more, then you will not have to pay any fees, but after adding Rs 7,001, the entire amount will be charged. Subsequent transactions will also be charged at the same rate.

However, you do not have to pay any kind of fee for similar purchases from a merchant. On Paytm payment bank transfer from Paytm Wallet, you have to pay a fee of five percent. At the same time, even after transferring money from Paytm Wallet to a bank account, you have to pay five percent fee.


How to withdraw cash from ATMs will change from January 1, changes made to prevent fraudulent transactions Utility desk. State Bank of India, the country's largest government bank, is going to change the way it withdraws cash from its ATMs. The bank is going to introduce a one-time password-based cash withdrawal system from January 1, 2020, to prevent fraudulent ATM transactions. Under this, to withdraw cash from the ATM from 8 am to 8 am, you have to tell the OTP on the mobile number registered with the bank. This rule will apply to cash transactions of more than 10 thousand rupees. SBI has given information about this by tweeting.

Will work like this

When you go to SBI ATM to withdraw money, after swiping the card a one-time password (OTP) will be sent to your mobile number registered with the bank. Which you have to enter. This process will not work at any other bank's ATM as it is not currently designed in the National Financial Switch. The bank says that this will prevent illegal transactions from fake cards.

Banking fraud cases are increasing continuously

According to the RBI report, due to digital transactions, in the year 2018-19, there was a banking fraud of Rs 71,543 crore. There were over 6800 cases of bank fraud during this period. In the year 2017-18, there were 5916 cases of bank fraud. Of these, more than 41,167 crore rupees were fraudulent. A total of 53,334 cases of bank fraud have been reported in the last 11 financial years, while frauds worth Rs 2.05 lakh crore have been committed through them.

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